Explained: Why the EPFO’s July 15 interest credit matters—and what it says about India’s retirement system
The Employees’ Provident Fund Organisation (EPFO) has said it expects to credit ₹1.44 lakh crore as interest for FY2025-26 to subscribers’ accounts by July 15
India’s financial inclusion journey must now focus on resilience, not just access: PwC-Dvara report
India's financial inclusion drive has succeeded in bringing millions of people into the formal financial system over the past decade. Bank account ownership has surged,...
Opinion| India’s banks have finally earned the benefit of the doubt
The Reserve Bank of India's latest Financial Stability Report (FSR) shows Indian banks have grown past the mistakes of the last credit cycle marked by...
Why the RBI is right on Crypto
RBI’s objection on Crypto has deep meanings in Indian economy.
Opinion | RBI fines should hurt those responsible—not just the bank
Every time the Reserve Bank of India (RBI) imposes a monetary penalty on a bank, a familiar sentence appears in the press release: the action...
RBI’s credit derivatives push is a long-overdue reform
For years, the RBI has spoken about building a vibrant corporate bond market to reduce the economy's dependence on traditional bank credit. Progress, however, has...
FCNR-B deposit scheme—what it does and what it won’t
The RBI's latest FCNR-B deposit scheme is designed to attract dollars at a time when global uncertainty and crude oil volatility threaten to pressure the rupee. The...
Bank Union Seeks Nationalisation of Private Banks After Paytm Payments Bank Exit
In the wake of the Reserve Bank of India cancelling the licence of Paytm Payments Bank, the All India Bank Employees Association (AIBEA) has demanded...
Employee unions oppose Insurance Laws (Amendment) Bill, Call for nationwide protests
A broad coalition of bank and insurance sector trade unions on Monday issued a joint appeal opposing the Insurance Laws (Amendment) Bill, 2025, which was...
RBI cuts rates, but don’t expect your EMI to drop tomorrow
A 25 bps cut is finally here. But transmission takes time, and banks will move at their own pace.