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Author: John Davis

Why the RBI is right on Crypto

Posted on 6 July 20266 July 2026 by John Davis

RBI’s objection on Crypto has deep meanings in Indian economy.

RBI’s credit derivatives push is a long-overdue reform

Posted on 1 July 20261 July 2026 by John Davis

For years, the RBI has spoken about building a vibrant corporate bond market to reduce the economy’s dependence on traditional bank credit. Progress, however, has been painfully slow. The problem was never…

FCNR-B deposit scheme—what it does and what it won’t 

Posted on 24 June 202624 June 2026 by John Davis

The RBI’s latest FCNR-B deposit scheme is designed to attract dollars at a time when global uncertainty and crude oil volatility threaten to pressure the rupee. The central bank’s latest clarifications make one thing…

The Fragile Strait: Hormuz Teeters on the Edge of Chaos Again

Posted on 22 June 202622 June 2026 by John Davis

The Strait of Hormuz has always been a powder keg, that narrow 21-mile stretch where the Persian Gulf meets the open sea. For decades, it has carried about a fifth of the…

RBI’s Rupee Defence: A Familiar Strategy From the 2013 Playbook

Posted on 9 June 20269 June 2026 by John Davis

The RBI has revived one of its most successful crisis-era tools to support the rupee. But while the medicine looks familiar, the illness is very different.

Paytm Payments Bank | What Really Went Wrong

Posted on 25 April 202625 April 2026 by John Davis

A promising idea, a powerful brand, and a regulatory framework that left no room for error—Paytm Payments Bank’s fall is a story of governance gaps, missed signals, and a model that demanded discipline above all else

How the U.S. Ended Up Accepting a Conditional Ceasefire with Iran

Posted on 8 April 20268 April 2026 by John Davis

The “war won” narrative collapses under diplomatic reality — Washington’s retreat to a temporary truce reveals strategic failure as much as tactical pause.

HDFC Bank’s Ethics Moment: Reading Between the Lines of Atanu Chakraborty’s Exit

Posted on 19 March 202619 March 2026 by John Davis

When Atanu Chakraborty chose to step down as chairman of HDFC Bank, the language of his exit was as restrained as his public persona. There were no allegations, no detailed explanations, no…

Did Epstein cause the Trump-Iran war?

Posted on 13 March 202613 March 2026 by John Davis

History teaches a simple lesson: leaders under domestic pressure often reach for foreign conflict. Wars rally a nation, silence uncomfortable questions and crowd out scandals from public discourse. In the current confrontation…

Opinion | A war in West Asia, and India’s uncomfortable exposure

Posted on 4 March 20264 March 2026 by John Davis

When missiles fly over West Asia, New Delhi watches more closely than most capitals. What is unfolding now — an expanding confrontation involving Iran, Israel and the United States, with the Strait…

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