India’s next banking battle won’t be about bad loans. It will be about deposits
India’s banking story has been dominated by one phrase: bad loans.The years following the corporate lending boom left banks grappling […]
Banking
The Real Haircut Isn’t for Defaulters. It’s for India’s Public Sector Banks
There is something fundamentally wrong with a banking system where employees are expected to account for every missed target, every
AI’s Silent March: The Banking Jobs That May Never Return
There was a time when the health of an Indian bank could almost be measured by the number of people
Opinion | UPI’s MDR Return Was Inevitable. The Real Surprise Is That It Took This Long
If the government is indeed considering bringing back a merchant discount rate (MDR) on large-value UPI transactions, it is effectively
Ringing Terror: The Plague of Financial Institutions Harassing Indian Customers
The phone rings at 8 p.m., then again at 9, and again at 10—an unknown number, a robotic voice, or
Will Indian Bank Employees Ever Secure a Five-Day Workweek?
For years, Indian bank employees have campaigned tirelessly for a five-day workweek, seeking relief from the relentless demands of their
Can Indian Banks Withstand a Cyber Onslaught from Pakistan?
In the shadow of escalating geopolitical tensions, India’s financial sector stands as a prime target in a silent but ferocious
Loan Apps: A Death Trap for India’s Middle Class
In the digital age, the promise of instant cash through loan apps has lured millions of Indians, particularly the middle
Securitisation in India Soars in FY25: What’s Driving the Growth and What Lies Ahead?
India’s securitisation market has hit a new high in FY25, with volumes surging 25% year-on-year to INR 2.3 trillion, up