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Author: Pradeep Jayan

Pradeep Jayan is a keen oberver of national and international affairs. He writes regulalry on pressing issues that concerns Indians from a global perspective.

Budget 2025 fails to address core issues, says AIBEA

Posted on 2 February 20252 February 2025 by Pradeep Jayan

Venkatachalam of AIBEA has criticised the Union Budget saying the Government has failed to live up to the aspirations of the country.

Labour Market Shows Strong Post-Pandemic Recovery: Economic Survey 2025

Posted on 1 February 20251 February 2025 by Pradeep Jayan

The survey also notes a rise in self-employment, which now accounts for 58.4% of the total workforce in 2023-24, up from 52.2% in 2017-18. A particularly encouraging trend is the near doubling of female labour force participation, which has surged from 23.3% in 2017-18 to 41.7% in 2023-24.

What the US Fed’s rate pause means for India

Posted on 30 January 202530 January 2025 by Pradeep Jayan

US Fed decided to pause interest rates but said this isn’t a shift in policy stance

Microfinance’s unchecked greed risks another AP Crisis

Posted on 29 January 202529 January 2025 by Pradeep Jayan

The latest concerns from within the MFI industry itself—circulated in a candid plea—paint a grim picture. In several locations, over 30 institutions, including banks, NBFCs, cooperative societies, and informal lenders, are all aggressively lending to the same poor households.

India’s Biryani vs. the World’s AI

Posted on 28 January 202528 January 2025 by Pradeep Jayan

India must decide whether it wants to be a global technology leader or remain a mere participant in someone else’s game. The path forward requires ambition, investment, and a cultural shift that celebrates meaningful innovation over fleeting conveniences.

Should the RBI Keep Propping Up the Rupee?

Posted on 27 January 202527 January 2025 by Pradeep Jayan

A sharply depreciating rupee sends all the wrong messages—higher risks, reduced returns, and an economy struggling to keep up. Left unchecked, it can trigger capital outflows, destabilizing markets and worsening the current account deficit. The RBI’s interventions reassure investors, acting as a firewall against such outcomes.

Opinion: Why multiple lending is a silent killer of Indian microfinance

Posted on 27 January 202527 January 2025 by Pradeep Jayan

The distress caused by multiple lending is becoming increasingly evident. Reports of harassment, coercive recovery practices, and even suicides among borrowers in rural India have been on the rise. Karnataka, in particular, has seen a surge in complaints against MFIs, with farmers and other borrowers alleging relentless pressure to repay debts

Opinion: Why US is no longer the promised land for Indians

Posted on 26 January 202526 January 2025 by Pradeep Jayan

Developed nations, including the U.S., the U.K., and parts of Europe, are witnessing a rise in nationalist rhetoric and protectionist policies. Visa restrictions, deportations, and barriers to work opportunities for foreign nationals are becoming the norm.

Billionaire wealth soars three times faster by USD 2 trillion in 2024: Oxfam

Posted on 20 January 202520 January 2025 by Pradeep Jayan

In its flagship inequity report released every year on the first day of the World Economic Forum Annual Meeting, Oxfam International contrasted the huge jump in the billionaire wealth with the number of people living in poverty barely having changed since 1990.

Adv. Pralhad Kokare elected as Chairman andCA. Yashwant Kasar as Vice Chairman of Cosmos Bank

Posted on 10 January 202510 January 2025 by Pradeep Jayan

Returning Officer Mr. Sanjay Raut in
the Board Meeting of the newly elected Board Members. Both were elected unanimously.

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